Listen to a Bankruptcy Lawyer Talk! For FREE!!

Posted by | Posted on 01-09-2010

There’s an old gag that says that talk is cheap, until you hire a lawyer!

So I started making some educational bankruptcy videos to help my clients understand some parts of bankruptcy law and analysis, because some people won’t read.

Some folks like to read, some hate it. No big.

So, realizing that my goal of educating the planet on bankruptcy law and practice related issues was in jeopardy, I made my first batch of bankruptcy videos.

And, boy, were they bad!!! Yowsa!!

Then I gave up and started over, and did another thirty-five or so. Read more…

Rebuild Credit after Bankruptcy through Four Simple Steps

Posted by | Posted on 30-08-2010

Yes, you have read it right! It is indeed possible to rebuild credit even during the term of a bankruptcy. You need not wait for seven to ten long years before you attempt to regain your credibility as a borrower. You can even start doing it today.

Do not imitate consumers who have waited for their bad credit reports to close before they started reestablishing their credit profiles. Instead resolve to take steps that will allow you to immediately bounce back from bankruptcy and gradually recover your financial health. But how can you do this?

We have listed four simple steps that you can follow for you to successfully rebuild your credit history.

Read more…

What is a Bankruptcy Petition Preparer?

Posted by | Posted on 28-08-2010

A bankruptcy petition preparer is defined as an individual or company who is not a lawyer nor works for a law firm that will assist your document preparation for your bankruptcy filing. The generation of bankruptcy forms in the primary duty of the bankruptcy petition preparer. Sounds convenient, right? It certainly can be if you are in the position to spend the money, however there are drawbacks to spending your money with a petition preparer vs. an experienced bankruptcy attorney.

Some of the differences between a bankruptcy petition preparer and a bankruptcy attorney are obvious to some – the bankruptcy petition preparer cannot give you legal advice nor can they serve as your bankruptcy court representative. B

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So, How About If I File a Personal Chapter 11 Bankruptcy? Part I

Posted by | Posted on 27-08-2010

“I just went to a seminar advertised to the general public, and the speakers seemed really smart, and they said if I filed a personal Chapter 11, I could force the secured creditors to negotiate with me! Let’s file today!”

Well. Uh.

No.

I periodically talk to really smart people who have a new religion; the belief in an all-powerful, all-benevolent personal Chapter 11 Bankruptcy, which will permit an individual to manifest an all-powerful ability to force both secured creditors and unsecured creditors to negotiate!

Well, I have an actual religion. Read more…